Eidl loans made in 2020 repayment begins 24 months from the date of the loan
Eidl loans made in 2021 repayment begins 18 months from the date of the loan
Log in to your portal and it should have directions on how to pay. You should have also received a statement that tells you to go to
1. https://www.pay.gov
2. search for 1201 borrower payment form
3. submit payment using borrower payments form